Home Buying & Selling Tips

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SALES

What Is Title Insurance and Do You Need It For Your Home?

Title insurance is not the first thought you might have when it comes to buying a home but it's one of the most important things you …
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SALES

How to Buy a Home If You Don't Qualify For a Mortgage

Discover innovative alternatives to traditional home buying if you don't qualify for government programs or parental loans. Learn how technology is expanding options for homebuyers.
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SALES

What Is Capital Gains Tax and How Your Home Sale Can Affect Your Taxes?

Selling your home could mean facing capital gains tax. Uncover what this tax is, and how to potentially avoid a hefty penalty on your profit.
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SALES

What is a Reverse Mortgage Loan?

Discover the potential benefits of a reverse mortgage for retirees. Understand how this financial tool can alleviate financial stress, ensuring a comfortable retirement.
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SALES

Should You Refinance Your Mortgage?

Gain insights into mortgage refinancing and decide if it suits your needs. Understand the qualifying criteria and alternatives if you don't meet them. Our guide saves …
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SALES

What Should a Home Inspection Include?

Uncover how home inspections prepare you for buying and negotiating. Learn what's included, cost aspects, and what to expect from a quality inspector.
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SALES

What are Tax Benefits for Investment Properties in NYC?

Explore tax programs for New York City investment property buyers. Discover eligibility criteria and potential savings. Learn about suitable benefits and the application process.
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SALES

How to Get a Home Loan with Bad Credit in New York

Navigate New York's mortgage terrain with poor credit. Uncover approval tactics, and find programs and lenders to assist in your home-buying journey.
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SALES

Mortgage Pre-approval Vs. Pre-qualification: Which Should You Get in NYC?

Demystify pre-approval and pre-qualification as a first-time NYC buyer. Understand their differences, requirements, and identify which suits you best.
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SALES

What are the Tax Abatement Programs for Coops and Condos in NYC

Tax abatement programs can help co-op & condo owners in NYC save significant money each year. Learn the details of each program & how can you …
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SALES

How a Bridge Loan Can Help You Buy a Home in New York

Navigate the intricacies of bridge loans in NY. Grasp how these loans facilitate buying a new home before selling your current one, understand their qualifying criteria, …
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SALES

7 Best Homeowners Insurance Companies in New York of 2023

Find out which are the best homeowners insurance companies in New York for first-time buyers, for discounts, high-value properties, coverage, and much more.
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SALES

What NYC Real Estate Programs Let You Borrow Money With Bad Credit?

Even with bad credit, you can still secure a mortgage. Uncover programs specifically designed to assist first-time homebuyers with poor credit scores, plus gain expert tips …
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SALES

What Is Earnest Money and How Does It Work?

Explore the nuances of 'earnest money' in New York real estate. Grasp its significance in property deals and the consequences when agreements falter.
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SALES

How to Calculate Closing Costs in NYC: A Guide For Sellers

Discover how to calculate potential closing costs in NY as a seller. Learn how these costs differ from a buyer's expenses in the transaction.
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SALES

What is Underwriting and How Does It Help You Get a Mortgage?

Underwriting is an important process when qualifying for a mortgage or homeowners insurance. Find out what it is and how it affects your approval.
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SALES

What Does Under Contract Mean in New York Real Estate?

Grasp the meaning of 'under contract' and 'pending' in real estate. Explore their implications for a successful New York property closing.
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SALES

What Are the Minimum Requirements to Apply for a Mortgage Loan?

Discover minimum requirements for government and conventional mortgages. Grasp needed documentation and see if you qualify for a NYC mortgage.
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SALES

What Are Conventional Mortgage Loans?

Discover what a conventional mortgage loan entails and its comparison with government-backed loans. Understand if it's the right choice for your home purchase.
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SALES

How to Calculate Closing Costs in NYC: A Guide For Buyers

Find out how to calculate your potential closing costs when purchasing a home in New York, and what you can do to lower some of the …
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SALES

Buying Vs Renting in NYC: What’s Your Best Option?

Discover the advantages and drawbacks of buying versus renting property in New York. Understand when it's beneficial to rent or continue renting. Make the best decision …
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SALES

How to Stop Home Foreclosure in New York

Explore how to prevent foreclosure and protect your home and credit in NY. Understand tactics to maintain financial stability.
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SALES

What is Homeowners Insurance and Do I Need it in NYC?

Uncover the importance of homeowners insurance in NY. Understand its coverage, protective role, factors impacting rates, and coverage extents.
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SALES

Can You Use a Credit Card to Buy a Home in New York City?

Master using your credit card to purchase a home in New York and earn reward points. Learn expert tips and the scenarios when it's not advisable …
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SALES

Can a Co-Signer or Guarantor Help You Get a Mortgage in New York?

Understand the role and importance of a co-signer and a guarantor in securing a home in New York. Discover alternatives to utilizing them and key considerations …
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SALES

What is a PMI Payment on a New York City Mortgage?

Discover how Private Mortgage Insurance (PMI) can impact your New York real estate deal. Understand its cost, types, and how to avoid it, or if it …
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SALES

Tax & Mortgage Differences of Buying a Second Home Vs. Primary In New York

Explore the benefits and challenges of purchasing a second home in New York. Uncover essential financing tips and understand how purposes can vary.
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