8 Best Homeowners Insurance Companies in Washington of 2023

Review top homeowners insurance in Washington: delve into pricing, uncover discounts, understand coverage, and utilize riders for optimal savings.
Washington, Seattle

Owning a home is a substantial investment, and protecting it with homeowners insurance is essential in Washington State. This coverage ensures financial security if your house is destroyed by fire or if your personal belongings are lost due to theft, burglary, or natural disasters. Without insurance, rebuilding or replacing your possessions could be overwhelming.

Washington's average homeowners insurance cost is $75 per month or $900 per year.

Choosing an insurance policy for your home can be difficult due to the varying prices, coverage options, and add-ons offered by different companies.

There are many insurers to choose from in Washington, which can make the process even more daunting. But don't worry. PropertyNest has done the research for you and found affordable and comprehensive homeowners insurance policies.

We've also included a guide on the essentials of homeowners insurance and how it works so you can be prepared for any unexpected events. Look at our findings and make an informed decision to protect your valuable investment.

The Best Homeowners Insurance in Washington

  • Liberty Mutual: Best Homeowners Insurance with the Most Discounts
  • Allstate: Best for Claims-Free Policy Features
  • Chubb: Best High-End Homeowners Insurance for Replacement Cost
  • Amica: Best for All-in-One Coverage Package
  • Travelers: Best Homeowners Insurance With the Lowest Rates
  • Farmers: Best for Choosing Your Own Policy
  • State Farm: Best for Unique Add-Ons
  • Nationwide: Best for Endorsements

Liberty Mutual: Best Homeowners Insurance with the Most Discounts

Liberty Mutual homeowners insurance Washington
Editors star rating review
Editor's Rating (4.5 Stars out of 5)

Liberty Mutual is an insurance carrier with more than a century of experience, and as such, it is highly regarded for its financial strength and service.

The insurer offers more discounts than any other homeowners insurance company on our list, which is why we recommend them as an option for Washington residents.

These discounts will lower your premium. Taken together, you may get a lower rate than comparable insurance companies.

Liberty Mutual Homeowners Insurance Discounts

  • Multi-policy.
  • Early shopper.
  • Buy your policy before your existing policy expires.
  • Insured-to-value discount.
  • Insure your home for 100% of its replacement cost.
  • Get paperwork electronically.
  • Enroll in automatic payments.
  • Newly purchased home.
  • New homeowners get a discount on their premiums.
  • Purchase a new home or a newly renovated home.
  • Get a new roof.
  • Being claims-free.
  • Purchase two or more policies with Liberty Mutual.

Read a full Liberty Mutual home insurance review.

Liberty Mutual Homeowners Insurance Pros & Cons

  • Excellent customer service via phone, website, text, and social media.
  • Offers more discounts than any other insurer on our list.
  • Inflation coverage available to increase your policy limit as the value of your home increases.
  • Mobile app is convenient for claims filing, support, and other services.
  • Flood insurance is available as an add-on.
  • Some discounts not available for older homes.
  • Not many add-ons or coverage options.
  • Some dog breeds are excluded from coverage.
How is Liberty Mutual Homeowners Insurance Rated?
J.D. Power (out of 1,000)805
A.M. Best - Financial Strength RatingA
NAIC Complaint Index2.37

Allstate: Best Homeowners Insurance for Claims-Free Policy Features

Allstate homeowners insurance Washington
Editors star rating review
Editor's Rating (5 Stars out of 5)

Allstate is the leader when it comes to insurance products. Its large size means your claims will be processed faster, and you’ll get reimbursed promptly.

Allstate also has policy features that can save money based on whether you make a claim.

These include:

  • Claim RateGuard: Your homeowners insurance rate won’t go up after you file a claim with this feature.
  • Claim-Free Rewards: If you switch to Allstate from another insurer and have not made any recent claims with that insurer, you’ll save on your premium.
  • Claim-Free Bonus: You'll get 5% back on your renewal every year you don't have a claim.
  • Deductible Rewards: Get $100 off your deductible when you sign up with Allstate and an additional $100 off each year you stay claim-free, up to $500.

Allstate Homeowners Insurance Discounts

  • Multi-policy.
  • Save up to 5% by signing up for automatic premium payments.
  • Being claims-free.
  • If your home has an alarm system or surveillance camera.
  • New customers can save up to 10% annually by switching from another insurer.
  • If your home is newly constructed.
  • Paying on time or in full.

Read a full Allstate homeowners insurance review.

Allstate Homeowners Insurance Pros & Cons

  • Affordable.
  • Local agents available.
  • Optional digital identity tracking tool.
  • Offers coverage in every U.S. state, plus Washington D.C.
  • Get reimbursed if identity is stolen.
  • No replacement cost coverage in standard policy.
  • More than the expected number of complaints to state regulators.
  • Loss of use coverage capped at a set percentage of the dwelling coverage.
How is Allstate Homeowners Insurance Rated?
J.D. Power (out of 1,000)815
A.M. Best - Financial Strength RatingA+
NAIC Complaint Index2.05

Chubb: Best High-End Homeowners Insurance for Replacement Cost

Chubb homeowners insurance Washington
Editors star rating review
Editor's Rating (4.5 Stars out of 5)

Chubb insurance caters to the wealthy. If you have an expensive house that costs millions of dollars, Chubb’s white glove services will help protect your home in the best possible ways.

One feature that stands out is that Chubb offers replacement cost coverage without additional fees, unlike other insurers.

If your home was damaged or declared a total loss due to a covered peril, your home’s coverage amount is based on its replacement cost. The insurer will pay to have your house repaired to its original condition. That goes into effect even if the cost of the repairs exceeds your policy’s limit.

Replacement costs also cover your personal property and what’s inside your house if damaged. With replacement cost, your items are covered for the amount it costs to replace them today with brand new ones and without depreciation.

For example, if your refrigerator is damaged, Chubb will replace this and any other appliance based on the exact or latest available model.

And if you don’t want your belongings replaced, Chubb will offer you a cash settlement instead. The company will also do that if you want to walk away from your home.

Chubb Homeowners Insurance Discounts

  • Burglar alarm.
  • Fire alarm.
  • New house.
  • Renovated house.
  • Gated community.
  • Residential sprinkler system.
  • Fire resistive.
  • Masonry construction.

Chubb Homeowners Insurance Pros & Cons

  • Concierge service for wildfires and hurricanes.
  • Offers its own flood insurance.
  • Available nationwide.
  • Cash settlement option.
  • Deductibles waived if loss is greater than $50,000.
  • Unlimited loss of use coverage in most states.
  • Very high premiums.
  • Sold through agents only.
  • No quick online quote process.
  • Only for expensive properties.
How is Chubb Homeowners Insurance Rated?
J.D. Power (out of 1,000)809
A.M. Best - Financial Strength RatingA++
NAIC Complaint Index0.21

Amica: Best Homeowners Insurance for All-in-One Coverage Package

Amica homeowners insurance Washington
Editors star rating review
Editor's Rating (4 Stars out of 5)

Amica has the most insurance policies compared to similar insurers. These include auto, home, life, renters, condos, boat, and motorcycle insurance.

But it's difficult for homeowners insurance to combine all the coverages you need. Do you need coverage if you work at home? What about coverage for all your tech gear?

Amica’s Platinum Choice program simplifies the process by choosing the best coverages you need without you having to find them individually.

Under one plan, this coverage is offered if you choose to go with Platinum Choice.

  • Dwelling replacement cost coverage: Increase dwelling coverage by up to 30%.
  • Personal property replacement coverage: Your damaged personal property will be paid using today’s prices rather than its depreciated cost.
  • Valuable items coverage: Pricey items like jewelry get additional protection.
  • Home business coverage: If you run a business from home or work from home, your business-related personal property, such as your laptop, printer, and smartphone, will be protected.
  • Water backup/sump overflow: This covers repairs following a septic system backup or sump pump failure that is not covered by a standard policy.

Amica Homeowners Insurance Discounts

  • Multi-policy.
  • Installing security features.
  • If your home can monitor temperature, gas, or water leaks.
  • Purchasing new home equipment such as an appliance.
  • Stay claims-free for three years.

Amica Homeowners Insurance Pros & Cons

  • Great customer service.
  • Approved contractor program to help with claims.
  • High level of customer satisfaction.
  • Large number of add-on coverage options.
  • Easy to use and simple online claims filing and tracking.
  • Dividend program returns your money at end of each year.
  • Average set of discounts.
  • Doesn’t cover all states.
  • Dividend program only available in certain states.
How is Amica Homeowners Insurance Rated?
J.D. Power (out of 1,000)849
A.M. Best - Financial Strength RatingA+
NAIC Complaint Index0.32

Travelers: Best Homeowners Insurance With the Lowest Rates

Travelers homeowners insurance Washington
Editors star rating review
Editor's Rating (4 Stars out of 5)

Travelers is a reputable, well-established insurance company offering homeowners insurance at a very affordable rate.

Travelers, generally known to offer some of the lowest rates, come in at only $65 per month or $780 per year.

But that rate will change or differ based on certain factors like the age of your home, your claims history, your ZIP code, and your credit score.

In addition, Travelers has the best add-ons that you can purchase separately.

For example, you can get add-ons like:

  • Increasing your coverage.
  • Getting Replacement Cost Value (RCV).
  • Purchasing identity fraud protection.
  • Getting more funds so your damaged home can be paid in full.

Travelers Homeowners Insurance Discounts

  • Multi-policy.
  • Being claims-free.
  • If you bought a new home within the previous 12 months.
  • Installing protective devices such as smoke detectors, fire alarms, or home security systems.
  • Get up to 5% for having A LEED-certified “green home” as determined by the US Green Building Council.

Travelers Homeowners Insurance Pros & Cons

  • Wide range of extra coverage options.
  • Travelers and Allstate both have low rates.
  • User-friendly features on website and app.
  • Discounts for eco-friendly homeowners.
  • Coverage in only 45 states and Washington, DC.
  • Hard to reach customer service when filing a claim.
  • Doesn’t insure mobile or manufactured homes.
How is Travelers Insurance Rated?
J.D. Power (out of 1,000)794
A.M. Best - Financial Strength RatingA++
NAIC Complaint Index3.88

Farmers: Best Homeowners Insurance for Choosing Your Own Policy

Farmers homeowners insurance Washington
Editors star rating review
Editor's Rating (4.5 Stars out of 5)

Farmers is one of the best-known home insurance names in the country. The insurer offers three home insurance coverages: standard, enhanced, and premier.

These are called three tiers, and each caters to your budget since you only purchase homeowners insurance policies that you need.

  • The Basic Policy: This offers insurance that comes standard in a basic policy, and because of its affordable rate, it is best suited for new homeowners.
  • Enhanced Package: Offers higher policy limits and includes several extra features. One feature is that the enhanced covers the cost of replacing your roof. Another feature is what homeowners most need: replacement cost for their damaged belongings due to a covered peril.
  • Premier Package: Offers even higher limits on property coverage than the enhanced policy. In some states, this package has guaranteed replacement cost coverage, which will fully reimburse you for rebuilding your home regardless of your policy limit.

In essence, these packages allow for flexibility. You can add or change your coverage and lower or raise your limits with every type of coverage.

Farmers Homeowners Insurance Discounts

  • Multi-policy.
  • Having home security devices like smoke detectors and burglar alarms.
  • If your home is less than one year old.
  • If your roof is made of impact-resistant materials.
  • If you remain claims-free for three consecutive years.
  • Non-smoking discount.

Read a full Farmers homeowners insurance review.

Farmers Homeowners Insurance Pros & Cons

  • Extra coverage for jewelry and valuables.
  • Standard personal property coverage add-on pays out if personal belongings are stolen or damaged.
  • Rider for water backup and sump pump discharge or overflow.
  • Get up to $25,000 if personal information is stolen and used fraudulently.
  • Pays for you to use environmentally friendly materials when repairing or rebuilding your home after a covered peril.
  • Available nationwide.
  • Declining deductible takes $50 off deductible each year you remain a customer.
  • Website not highly detailed.
  • Tends to be more expensive than competitors.
  • Fewer endorsements than competitors.
  • Not all discounts are available in all states.
How is Farmers Insurance Rated?
J.D. Power (out of 1,000)792
A.M. Best - Financial Strength RatingA
NAIC Complaint Index0.56

State Farm: Best Homeowners Insurance for Unique Add-Ons

State Farm homeowners insurance Washington
Editors star rating review
Editor's Rating (4.5 Stars out of 5)

With State Farm, one of the largest insurance companies in the US, you can customize your standard homeowners insurance policy with numerous add-ons.

Many insurers offer add-ons, but with State Farm, you get the most unique ones that other insurers don’t have.

  • Cyber extortion and cyber attacks.
  • Liability coverage for those providing in-home child or adult care and those working as nurses.
  • Earthquake coverage.
  • Coverage of home if it’s rented out for more than 30 nights.
  • Coverage for theft or vandalism if the home is left vacant for more than 30 days.
  • Replacing a damaged water heater, air conditioner, or heating unit with a more energy-efficient model.
  • Reimbursement for certain costs related to building codes or zoning laws.
  • It covers theft of building materials while the home is being rebuilt.
  • The home system breakdown like a furnace.
  • Coverage for your portion of a loss that affects all homeowners association members.
  • Liability coverage for damage to other people’s property due to a waterbed.

State Farm Homeowners Insurance Discounts

  • Multi-policy.
  • If your home is safe.
  • Being claims-free for a stipulated time.
  • Lower your premium by selecting higher deductibles.

Read a full State Farm homeowners insurance review.

State Farm Homeowners Insurance Pros & Cons

  • Offers homeowners insurance for manufactured homes, small businesses, farms, and ranches.
  • “Increased dwelling limit” automatically extends replacement coverage up to 20% if you’ve insured your home at least up to its estimated replacement cost.
  • Online quoting system has tool for quoting scheduled property.
  • Provides replacement cost estimator tool on website.
  • Coverage for dogs based on individual bite history rather than on breed of dog.
  • Mobile app provides convenience; you can pay bills, check on claims, find an agent, and more.
  • Assigns local agent but not necessarily the one closest to your ZIP code.
  • Options for home policy deductibles may be limited.
  • Has very limited discounts.
  • Online quote tool may not be available for mobile or manufactured homes.
How is State Farm Homeowners Insurance Rated?
J.D. Power (out of 1,000)829
A.M. Best - Financial Strength RatingA++
NAIC Complaint Index1.77

Nationwide: Best Homeowners Insurance for Endorsements

Nationwide homeowners insurance Washington
Editors star rating review
Editor's Rating (4 Stars out of 5)

Nationwide offers all industry-standard coverage in its basic policy and offers a range of endorsements or riders to help you get additional coverage.

Each rider comes at a cost and may raise your rates. But what riders offer is broader coverage and personalization to help customize your policy.

Here are the endorsements that Nationwide has:

  • Brand New Belongings: This covers repairing or replacing your personal items. Kind of like replacement cost, Nationwide provides you money for the depreciated value, and after you send the insurer your receipt, the insurer will pay the difference.
  • Better Roof Replacement: If your roof is damaged after a covered peril, this endorsement will cover the cost of a new roof that uses safer roofing material.
  • Valuable Plus: This is the endorsement you need if you have expensive property. It provides extra cost coverage for jewelry, fine art, musical instruments, and more.
  • Replacement Cost Plus: If your home needs to be rebuilt, this will pay up to an additional 20% of your property coverage limit.
  • Identity Theft: Pays if your identity is stolen, including fraudulent checks, unauthorized use of your credit cards, and cybercrimes.
  • Flood: Protects homes from flood damage if you purchase a flood insurance policy on top of your standard homeowners insurance.
  • Water Backup: Covers damage as a result of water backing up from drains or sewers as well as sump pump failures.

Nationwide Homeowners Insurance Discounts

  • Multi-policy.
  • Being claims-free for a period dictated by the insurer.
  • Home security, like installing burglar and fire alarms.
  • If you renovate or update your plumbing, cooling, heating, and electrical systems.
  • If you have a new roof.
  • If you’ve purchased a home within the last year.
  • If you live in a gated community.

Nationwide Homeowners Insurance Pros & Cons

  • Ordinance protection comes standard.
  • Many discount opportunities.
  • Large network of more than 26,000 agents.
  • Strong financial backing.
  • Major insurance provider with a longstanding history.
  • Easy to find local agent using online tool on website.
  • No online chat.
  • No 24/7 customer service by phone.
  • Below average customer satisfaction ratings.
How is Nationwide Insurance Rated?
J.D. Power (out of 1,000)816
A.M. Best - Financial Strength RatingA+
NAIC Complaint Index0.88


How We Picked the Best Homeowners Insurance in Washington

We looked at several factors to determine the best companies that provided homeowners insurance, including pricing, coverage options, and discounts.


We narrowed down our focus to those insurers that had the most discounts. If you qualify for many discounts, your premium will drop.


We looked at homeowners insurance policies based on how much coverage they offered.

A range of coverages is important for you to have because the coverages can customize a policy or tailor it to a customer’s need. Coverage can also offset policy limits so that you will be reimbursed in full when you make a claim.


If a company’s website and the app allowed you to manage most of your insurance needs electronically or if both were easy to use and navigate, then that’s a company we considered.

If you couldn’t purchase a policy online and had to talk to an agent instead, then that’s an insurer we stayed away from. We also examined whether a company’s website can file and track a claim.

Customer Reviews

We also looked at many homeowners insurance sites offering verified customer reviews to narrow our options. The ones with the most positive reviews were put on our list.


A homeowners insurance policy shouldn’t break the bank. Pricing should be fair and transparent, and an insurer should have enough discounts to make a policy affordable to most people.

So, we only looked at companies that had affordable premiums. If the insurer had a rate below the national average or below the state average, we put that company on our list.

Do I Need Homeowners Insurance if I Live in Washington?

Homeowners insurance coverage is not required by law.

However, if you have a mortgage, the lender will most likely require you to insure your home to protect its investment.

But even if you don’t have a mortgage, it’s best to get a policy so that your damaged house can be rebuilt or your personal property can be replaced.

What Does a Basic Homeowner Insurance Cover in Washington?


This covers damage to your house. So, if your home is destroyed due to a fire or other covered event or peril, your insurer will cover the cost to rebuild your home.

Medical Payments

It pays if someone is injured on your property and needs medical treatment, regardless of who’s at fault. Also, pay if you, a family member, or a pet like a dog injures someone elsewhere.

Personal Liability

This pays for medical bills, repair, or replacement costs if you are held responsible for physically hurting someone or damaging his or her personal belongings. Personal liability also handles legal fees if someone sues you.

Other Structures

Covers outdoor stand-alone structures like fences, sheds, and detached garages on your property.

Personal Property

It covers replacing your belongings if your house was robbed or burned down.

Loss of Use

If a covered event destroys your property to the point that it is uninhabitable, loss of use will pay for your temporary living expenses, including hotel stays and meals.

What is a Covered Peril?

A covered peril is an event your insurer agrees to reimburse you if you file a claim.

Covered perils include:

  • Fire, wildfire, and smoke damage.
  • Weather conditions like lightning, hurricanes, windstorms, hail, and the weight of ice, snow, or sleet.
  • Explosions.
  • Theft, vandalism, and malicious mischief.
  • Damage from an aircraft, a car, or another type of vehicle.
  • Water damage unrelated to natural floods.

What Natural Disaster Occurs in Washington?

Washington's most common natural disasters include wildfires, floods, earthquakes, severe storms, landslides, tsunamis, and droughts.


The most frequent natural disaster is earthquakes. Earthquakes occur nearly every day in Washington, although most times, earthquakes are too small to be felt.


The second most frequent disaster is wildfires.

So, if you live on a fault line or if a wildfire breaks out, your insurer will consider your house an at-risk zone and give you a high premium.

What are Natural Disasters Not Covered in a Standard Homeowners Insurance Policy?

All homeowners insurance policies exclude floods, earthquakes, and other natural movements of the earth.

While your basic policy covers wildfires, earthquakes are not.

Since earthquakes can decimate multiple properties at once, Washington residents should consider buying supplemental insurance for earthquake coverage. This is an add-on or a separate policy on top of your standard insurance.

Note that a separate earthquake policy is expensive because the earthquake's damage tends to be catastrophic, making it a higher risk for insurers. To cover costs, an insurance company needs to make your deductibles high.

In short, supplementary insurance is needed for natural disasters like earthquakes where damage or loss is likely to be too expensive to cover out-of-pocket.

What Factors Determine My Premium?

Your home and your personal information are how insurers assess your premium.


If you live in a safe neighborhood that has a low crime rate, and your home is close to a fire hydrant or a fire station and is not prone to constant natural disasters, you’ll pay less.

Age of Home 

Older homes are more likely to need improvements. You’ll pay a higher rate if your systems, appliances, and plumbing systems are outdated. To lower your premium, you should replace these critical systems.


Your deductible is the amount you agree to pay out of pocket if you file a claim. If you choose a higher deductible, this will decrease your premium.

Doing so means that your insurer will pay less if you file a claim, which can lead to a lower premium.

Coverage Options

Add-ons, endorsements, and increasing personal property limits can help if your precious artwork was stolen during a burglary. However, every coverage you add to your standard policy will cause your rate to rise.

Credit Score

If you have a high credit score, the insurer will assume that you are more likely to pay your premium on time each month and that you won’t file a claim. A poor credit score will see your rates increase.


If you file a claim, the insurer will believe you are more likely to make another claim and will increase your rates to keep costs down.

What Are the Types of Homeowners Insurance?

There are two policies you can choose: actual cash value (ACV) or replacement cost value (RCV)

Replacement cost value (RCV) gives you full coverage. ACV will pay you a depreciated cost.

If your laptop gets damaged, for example, RCV will replace it in full using today’s prices.

In addition, RCV is not just for personal property. It will pay the actual cost of rebuilding your home after it is damaged even if there are increases in labor and building materials.

For actual cost value, if your possessions are stolen or destroyed, this insurance will not replace them at their full cost but rather at their depreciated value.

Should I Purchase Additional Coverage?

Homeowners insurance protects us from many emergencies that we couldn’t have predicted.

However, homeowners insurance only pays up to the policy limit when insuring your personal effects.

So, the basic policy will most likely not cover the full value of your belongings.

For example, if you have $500 in property coverage and claim a diamond ring that costs $700, you’ll have to pay the difference.

That’s why you should schedule your items or purchase add-ons to cover your valuables in full.

These are the two most common ways to protect your personal property fully.

What Is an Add-On?

With add-ons, homeowners can include benefits to their coverage that were previously excluded from the standard policy.

Add-ons—also referred to as riders or endorsements—are changes and additions you can make to your homeowners insurance to fill those potential coverage gaps.

They allow you to expand existing coverage where homeowners need it most.

In addition, an add-on allows homeowners to expand the list of covered perils in their coverage.

For example, if your diamond ring costs $10,000, you can set your rider with a limit of at least the same amount to ensure you will be paid in full if your ring gets damaged, destroyed, or stolen.

Keep in mind that it is wise to select coverage limits that are high enough to protect your belongings in full.

What is Scheduling?

A standard homeowners insurance policy covers personal items up to a specific dollar limit, beyond which an insurance company won't compensate you in the event of a loss.

Scheduled personal property is a supplemental insurance policy that you add to your insurance to extend coverage for your expensive items.

Scheduling will raise your payout limits and reduce or even eliminate the deductible.

If you buy a scheduled personal property policy, homeowners can ensure that their pricey possessions will be covered in full.

These include artwork, jewelry, musical instruments, and collectibles, to name a few.

So, if you want complete protection from anything that could happen to your high-priced items, purchasing a rider or scheduling your pricey items is a must.

How Can I Lower My Homeowners Insurance Premium?

The two most popular ways to lower your premium are to get quotes from different insurers and apply for discounts.

Shop Around

Get quotes from as many insurers as you can.

A quote is an estimate of your premium cost. If you compare multiple quotes for the same coverage from different companies, you’ll arrive at the most affordable policies that will fit your needs or budget.

However, different companies apply different factors to assess your premium.

This can result in you getting very different rates for the same coverage.

That's why comparing quotes from multiple companies is important to avoid paying more for the same, cheaper coverage elsewhere.


If you want to reduce the cost of a policy, you should ask your insurer for any discounts that may apply to you.

Discounts are things offered by an insurance company that will lower your premium.

Some discounts that many insurers offer include:

  • Multi-Policy
  • Safety features in your home to prevent break-ins or to alert you of fire or smoke.
  • Staying with the same insurer for years will get you a loyalty discount.
  • Upgrading your roof.
  • Buying new appliances such as a refrigerator or stove.
  • Getting new plumbing, heating, and cooling systems.

How Much is Homeowners Insurance in Washington?

The average annual premium for homeowners insurance in the United States is $1,250 per year or $104 per month, according to the National Association of Insurance Commissioners (NAIC) report.

The average cost of homeowners insurance in Washington is $865 per year or $72 per month.

So, Washington has more affordable rates compared to the national average.

Augustine Reyes Chan
About the author

As a real estate professional, Augustine Reyes Chan has helped many buyers and sellers through the process of homeownership. He is an expert in the field of how-to for potential buyers, qualifying for a mortgage, and all that goes into car, homeowners, and renters insurance. Augustine Reyes Chan graduated from Columbia University with a degree in Bachelor's degree in Sociology.